Rates: Paying for Your Benefits

Your contributions toward medical, dental, vision, flexible spending accounts, health savings account, and 401(k) are deducted from your paycheck on a pre-tax basis. This works in your favor because you will pay less in taxes.

Your contributions for other benefits, such as supplemental life, accident insurance, and dependent life insurance, are made on an after-tax basis.
Cost for Medical Coverage

Employee Contribution
Monthly Cost
 PPO 80PPO 70HDHPHPN
Team Member$295.26$148.55$152.55$136.30
Team Member + Spouse$749.26$410.98$422.04$377.07
Team Member + Child(ren)$708.66$386.23$396.61$354.36
Family$1,129.40$606.36$621.06$550.86
Semi-Monthly Cost
Team Member$147.63$74.27$76.27$68.15
Team Member + Spouse$374.63$205.49$211.02$188.54
Team Member + Child(ren)$354.33$193.11$198.31$177.18
Family$564.70$303.18$310.53$275.43
Bi-Weekly Cost
Team Member$136.27$68.56$70.41$62.91
Team Member + Spouse$345.81$189.68$194.79$174.03
Team Member + Child(ren)$327.07$178.26$183.05$163.55
Family$441.75$279.86$286.64$254.24
Weekly Cost
Team Member$68.14$34.28$35.20$31.45
Team Member + Spouse$172.91$94.84$97.39$87.02
Team Member + Child(ren)$163.54$89.13$91.53$81.77
Family$260.63$139.93$143.32$127.12

Cost for Dental Coverage

 

Employee Contribution
Monthly Cost
 PremiumValue
Team Member$23.54$5.04
Team Member + Spouse$49.43$10.48
Team Member + Child(ren)$51.79$11.09
Family$76.37$16.35
Semi-Monthly Cost
Team Member$11.82$2.52
Team Member + Spouse$24.97$5.24
Team Member + Child(ren)$25.90$5.55
Family$38.19$8.18
Bi-Weekly Cost
Team Member$10.91$2.33
Team Member + Spouse$23.04$4.84
Team Member + Child(ren)$23.90$5.12
Family$35.25$7.55
Weekly Cost
Team Member$5.46$1.16
Team Member + Spouse$11.52$2.42
Team Member + Child(ren)$11.95$2.56
Family$17.62$3.77

Cost for Vision Coverage

 

Employee Contribution
Monthly Cost
Employee$8.32
Employee +1$16.62
Family$26.76

Cost for Supplemental Life and AD&D

Supplemental Life
Monthly Rates
AgeWithout AD&DWith AD&D
< age 30$0.046$0.074
30 – 34$0.058$0.086
35 – 39$0.069$0.097
40 – 44$0.092$0.120
45 – 49$0.138$0.166
50 – 54$0.230$0.258
55 – 59$0.414$0.442
60 – 64$0.660$0.688
65 – 69$1.270$1.298
age 70+$1.863$1.891
Supp. AD&D RateN/A$0.028
Child Life Rate$0.060N/A
Note: Rates per $1,000 coverage

Cost for LegalEASE

LegalEASE
Monthly Cost
Employee$18.35
Note: 100% employee paid

COBRA Rates

COBRA Medical
 Monthly Cost
PPO 80PPO 70HDHPHPN
Total CostTotal CostTotal CostTotal Cost
Team Member$1,271.15$957.92$983.66$878.89
Team Member + Spouse$2,580.44$1,987.69$2,041.10$1,823.69
Team Member + Child(ren)$2,440.61$1,867.95$1,918.14$1,713.83
Family$3,889.72$2,932.59$3,003.69$2,664.13

 

COBRA Dental
 Monthly Cost
Premium PlanValue Plan
Total CostTotal Cost
Team Member$44.58$25.71
Team Member + Spouse$93.63$54.00
Team Member + Child(ren)$98.08$56.57
Family$150.69$87.62

 

COBRA Vision
 Monthly Cost
Team Member$8.49
Team Member + Spouse$16.95
Team Member + Child(ren)$16.95
Family$27.30

Don’t Forget

One of the best ways to get the most out of your benefits is to take charge of your health! Here are some ways you can do that:

  • Choose healthy eating habits
  • Exercise regularly
  • Seek preventive health care
  • Use in-network providers and telehealth
  • Ask for generic prescription drugs
  • Enroll in the FSA