The Hartford’s voluntary insurance can provide valuable financial protection if you or a covered family member are diagnosed with a critical illness. This coverage provides a lump-sum benefit when you are diagnosed with a chronic condition or disease. You can use the funds in any way you choose – such as toward medical expenses, lost wages, help around the house, travel costs, child care, etc.
Learn more about Critical Illness Insurance.
Full time regular, non-union hourly, and eligible part time employees can elect coverage for:
- Yourself (full benefit)
- Spouse (50% of the benefit amount)
- Children (50% of the benefit amount)
Kenosha and Middleboro union employees are not eligible for Critical Illness Insurance.
Benefit Spotlight
- Renal kidney failure
- Major organ transplant
- Paralysis
- ALS
- Blindness
- Invasive cancer
- Heart attack
- Stroke
If you are diagnosed with Non-invasive cancer, aneurysm, coronary artery bypass graft, angioplasty/stent, or bone marrow transplant you can receive 25% of the benefit amount.
| Critical Illness Rates (Monthly for $20,000 Coverage) | Employee | Employee +1 | Employee +Family |
| 0-24 | $5.85 | $9.60 | $10.04 |
| 15-29 | $6.69 | $11.22 | $11.66 |
| 30-34 | $8.75 | $15.04 | $15.48 |
| 35-39 | $13.01 | $22.18 | $22.62 |
| 40-44 | $17.55 | $29.58 | $30.04 |
| 45-49 | $27.41 | $44.86 | $45.30 |
| 50-54 | $41.45 | $65.94 | $66.38 |
| 55 – 59 | $59.33 | $92.56 | $93.00 |
| 60 – 64 | $79.55 | $122.14 | $122.58 |
| 65 – 69 | $95.23 | $147.68 | $148.12 |
| 70-74 | $134.13 | $205.70 | $206.14 |
| 75-79 | $174.77 | $267.24 | $267.68 |
Contacts
| Benefits | Contact | Phone | Website |
|---|---|---|---|
| Critical Illness Insurance | The Hartford | 1-800-523-2233 | Visit Website |
